Friday, November 13, 2009
Rant on a broken system
While Wayne was in school we faced a dilemma with our health insurance. Premiums increased tremendously each year and the fact that the full year's premium was due at the beginning of the school year combined with the fact that student loans were dispersed in equal amounts each quarter created a difficult situation. We opted out of what was a pretty good insurance plan to go to a high deductable plan offered through Blue Cross (the Individual Blue plan if any of you are familiar with it). We are a generally healthy family and we typically only make a few doctors visits each year (usually for the kid's check-ups and general stuff like that) so crunching the numbers we found that even if we had to meet the individual full deductible of $2500 in a year, we would still have spent less money overall based on the lower monthly premiums. It only got better when we moved here because our premiums went down a pretty good bit (the county is fairly poor so rates are lower). Well, so we got a letter today informing us that our deductible is getting a 320% increase to $8000 per person. Holy cow! Our plan didn't go up as much as some of the other deductible plans...others went up 400%. I don't get why it went up so high in the first place. Healthcare costs haven't gone up THAT much. There is a high deductible plan (which can be reasonable) and then there is a ridiculously high deductible that makes this insurance plan unreasonable. Why don't the insurers just tell me that they only want my money and don't want to pay for a single thing? It might be easier to swallow. The system is so broken...UGG!
Wednesday, November 11, 2009
Darth Vader on a Razor
Monday, November 09, 2009
Fish snacks...Taiwan style
Leaves
Friday, November 06, 2009
All I want for Christmas is my two front teeth
When I was a child I loved to sing the song "All I want for Christmas is my two front teeth", well now I have a child that can actually sing it and it be true. I never thought that everything would sync up like this, but I think it is kind of fun. I feel like that will be a favorite song once we start busting out the Christmas music.
Tuesday, November 03, 2009
Please insert 25 cents
A little more than a week ago we went to Ian's last two soccer games. It was a cold morning so I opted to stay in the van with Cali to watch. At one point she started playing with the the collection of change in the coin holders and figured it would be a good idea to slip the coins into the CD player. By the time I noticed her inserting a nickel there were a lot of missing coins (2 nickels, 3 quarters, a dime, and 12 pennies to be exact). The CD player would make bad clicking noises whenever we would start the van and refused to eject the CD that was in it. This morning Fauna got around to taking everything apart and I am happy to say that she was able to get all the change out and it seems to be working just fine now.
I'm glad that this little mishap was able to have a happy ending, but I do worry about Cali deciding that random objects need to go into other CD-accepting slots (like on the Wii). That might be a little harder to fix (and definitely more expensive to replace).
Monday, November 02, 2009
Way to go Sauna!
Fanna
Fiona
Faunana
Faunna
Fawna
Fawnya
Sauna
Flora
and my personal favorite Furina
I know there are a couple more that aren't coming to me at the moment, but you get the picture.
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